CVNA

Carvana Co.

$56.61

−$1.20 (2.08%)Oct 26 close

Consumer DiscretionaryS&P 500 Compare Technicals

1M 3M 6M 1Y 2Y

CVNASPY

Wall St. Highest PT $120.00 (+112.0%) Wall St. Avg PT $82.19 (+45.2%)

Underwater Drawdown %Max DD -41.2%Current -40.8%

Relative Strength vs SPY-33.2% vs SPYUnderperforming

−$2.10 (3.58%)

−$8.45 (12.99%)

−$7.43 (11.60%)

−$24.74 (30.41%)

YTD

−$27.79 (32.93%)

−$13.63 (19.40%)

Chart

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Ratings & dials

1m · 5m · 15m · 1h · 4h · 1D

Analyst & Morningstar ratings

Consensus · Targets · Morningstar

Wall Street analyst consensus

Buy

21 analysts · mean score 2.00

1 = Strong Buy · 5 = Sell

Wall Street consensus

Analyst price targets

Current price$56.61

Average target$82.19

+$25.58 (+45.2%) upsideaverage target vs current price

CurrentAverageMedian

Low$60.00

Median$82.19

High$120.00

12-month Wall Street target range

Third-party ratings, not SURVYR.'s views.

Health check

Financial health

Safe zone

Altman Z-score 7.0

Above 2.99 is the safe zone, below 1.81 the distress zone.

Quality

Average

Piotroski F-score 5 of 9

See the tests

✓Positive net income
✓Positive operating cash flow
✓Return on assets improved
✗Cash flow above net income
✓Long-term debt / assets fell
✓Current ratio improved
✗No share dilution
✗Gross margin improved
✗Asset turnover improved

Computed by SURVYR. from the company's SEC filings (latest balance sheet Jun 30, 2026). Descriptive, not a forecast.

Key stats & company

Market value$65.6B

P/E (last 12 months)31.3

P/E (next 12 months, estimated)26.4

52-week range$54.46 – $97.38

Revenue growth (latest quarter vs a year ago)+52.4%

Dividend yieldNo dividend

Analyst consensusBuy (21)

Average analyst price target$82.19 (+45%)

What they do

Carvana Co. operates an e-commerce platform for buying and selling used cars. It provides vehicle acquisition, inspection and reconditioning, online search and shopping experience, financing, complementary products, logistics network and distinctive fulfillment experience, and post-sale customer support services. The company also operates auction sites.

Consumer Cyclical · Auto & Truck Dealerships

Valuation and fundamentals

Valuation & fundamentals

Bottom line

No cash-flow valuation

Model read-out from the numbers below, not advice. Score +0 (DCF counts double).

▼Forward P/E vs sector26.4x vs median 13.6x

•Piotroski F-score5/9

▲Altman Z7.0 (safe)

▲Net debt / EBITDA1.1x

▲Analyst target+45% (21 analysts)

Discounted cash flow

CyclicalValued on average-cycle margins

Trailing free cash flow is negative or missing, so a cash-flow DCF isn't meaningful by default. You can enter your own assumptions below.

Reverse DCFfor context, not a signal

Trailing free cash flow is zero or negative, so there's no growth rate to solve for. The price is betting on a turnaround to positive cash flow.

Edit assumptions · recalculates instantly

Your value per share–

Free cash flow = operating cash flow − capital spending, trailing 12 months (TTM to 2026-06-30). Growth default: average of 3-year revenue CAGR and latest revenue growth, capped at 30%. Years 6–10 fade linearly to terminal growth. Discount rate = 4.25% risk-free assumption + beta 3.55 × 5% equity premium, kept within 7–13%. Bear: lower growth, +1 pt discount, 2% terminal. Bull: higher growth, −1 pt, 3%.

Multiples vs Consumer Discretionary

P/E (trailing)

sector median 17.8× · 85th pct

31.3×
pricier

Forward P/E

sector median 13.6× · 92nd pct

26.4×
pricier

EV / EBITDA

sector median 11.4× · 96th pct

30.5×
pricier

Price / sales

sector median 1.2× · 77th pct

2.6×
pricier

Price / book

sector median 2.7× · 92nd pct

16.3×
pricier

FCF yield

sector median 6.5% · 12th pct

1.4%
pricier

Forward EPS $2.24 vs trailing $1.89 (+19% expected growth). Forward P/E uses analysts' next-12-month estimate.

Quality & financial health

Gross margin

19.4%

Operating margin

8.9%

FCF margin

3.7%

Net margin

6.3%

Return on equity

38.9%

Return on invested capital

26.9%

Net debt / EBITDA

1.1×

Current ratio

3.9×

Interest cover

5.3×

Cash conversion (OCF/NI)

0.7×

Piotroski F-score 5/9 · last two fiscal years

✓ Positive net income✓ Positive operating cash flow✓ Return on assets improved✗ Cash flow above net income✓ Long-term debt / assets fell✓ Current ratio improved✗ No share dilution✗ Gross margin improved✗ Asset turnover improved

Altman Z-score 7.0 (safe zone; above 3.0 = safe, below 1.8 = distress). Not meaningful for banks and insurers.

Analysts

Mean target

$82

+45%

Analysts

Buy

Range

$60–$120

low – high

● price · ◆ mean target

Annual history

FY	Revenue	Net income	Free cash flow
2025	$20.3B	$1.4B	$889.0M
2024	$13.7B	$210.0M	$827.0M
2023	$10.8B	$450.0M	$716.0M
2022	$13.6B	$-1.6B	$-1.8B
2021	$12.8B	$-135.0M	$-3.2B
2020	$5.6B	$-171.0M	$-968.0M

From the company's 10-K filings via SEC XBRL. 3-year revenue CAGR +14.3%.

For information only · Important disclosures

Grades vs sector

Momentum

58th percentile in sector

B-

12-1 return: +2.0%
Percentile within its GICS sector across the S&P 1500.

Growth

99th percentile in sector

A+

Revenue growth (YoY): +52.4%
Percentile within its GICS sector across the S&P 1500.

Value

12th percentile in sector

D-

Forward E/P: 3.8% · EBITDA/EV: 5.5%
Percentile within its GICS sector across the S&P 1500.

Profitability

71st percentile in sector

Profit margin: +6.3% · Return on equity: +58.8%
Percentile within its GICS sector across the S&P 1500.

Revisions

Not enough data yet

–

EPS estimate change, 30 days (current FY): –
30-day change in analysts' current-year EPS estimate; graded across covered stocks.

Systematic Models

Not held by any of our 7 live models right now.

Quality Growth

Outside this model's universe or screens

Momentum Top 15

ranked 355 of 499 · 12-month momentum -2.6%

Momentum Blend

Not in the current book

New Highs Growth

Outside this model's universe or screens

SURVYR. Barbell Momentum & T-Bill Shield

Outside this model's universe or screens

SURVYR. Physical AI Grid & Power

Outside this model's universe or screens

SURVYR. Long Book

Not in the current book

Earnings & events

CVNA earningsReports tomorrow

Next report · quarter Sep 2026

Wed Oct 28, 2026After the close

EPS consensus$0.44

Revenue consensus–

Last 4 quarters · EPS vs estimate

Jul 29, 2026$0.42est $0.38+10.1%Above estimates

Apr 29, 2026$0.34est $0.30+11.7%Above estimates

Feb 18, 2026$0.84est $0.24+259.0%Above estimates

Oct 29, 2025$0.21est $0.26−22.0%Below estimates

In line = within 1% of the estimate.

EstimateActual (beat)Actual (miss)

News & catalysts

More news

Amazon (AMZN) Reports Next Week: Wall Street Expects Earnings Growth

Zacks · Oct 22

Why You Should Think About Carvana Differently Now

Trefis · Oct 21

Carvana Is Now Down 31% This Year: Is CVNA a Toxic Stock or Ready to Rally?

24/7 Wall St. · Oct 19

Insider trades

Taira Thomas

President, Special Projects · 2026-10-12

Sell
$363.8K

Jenkins Mark W.