SURVYR

SYF

Synchrony Financial
$74.97
+$0.14 (0.19%)Oct 27 close
FinancialsS&P 500 CompareTechnicals
1M3M6M1Y2Y
-14%-6%+3%+12%+20%Oct 2025Oct 2026Apr 202652w high $88.7752w low $63.08
SYFSPY
Wall St. Highest PT $104.00 (+38.7%) Wall St. Avg PT $87.54 (+16.8%)
$63$75$86$98$109POC $73Hi $104Avg $88
Underwater Drawdown %Max DD -27.6%Current -14.2%
0.0%-27.6%
Relative Strength vs SPY-11.9% vs SPYUnderperforming
+21%0%-21%
1W
+$1.61 (2.19%)
1M
+$2.03 (2.78%)
3M
−$1.82 (2.37%)
6M
−$0.65 (0.85%)
YTD
−$7.43 (9.02%)
1Y
+$1.24 (1.68%)

Chart

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Ratings & dials

1m · 5m · 15m · 1h · 4h · 1D

Analyst & Morningstar ratings

Consensus · Targets · Morningstar
Wall Street analyst consensus
SellHoldStrong Buy
Buy
24 analysts · mean score 1.92
1 = Strong Buy · 5 = Sell
Wall Street consensus
Analyst price targets
Current price$74.97
Average target$87.54
+$12.57 (+16.8%) upsideaverage target vs current price
CurrentAverageMedian
Low$73.00
Median$87.54
High$104.00
12-month Wall Street target range

Third-party ratings, not SURVYR.'s views.

Key stats & company

Market value$24.0B
P/E (last 12 months)7.7
P/E (next 12 months, estimated)7.0
52-week range$63.08 – $88.77
Revenue growth (latest quarter vs a year ago)-4.7%
Dividend yield1.85%
Analyst consensusBuy (24)
Average analyst price target$87.54 (+17%)

What they do

Synchrony Financial operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products.

Financial Services · Credit Services
Valuation and fundamentals

Valuation & fundamentals

Loading the valuation from SEC filings…

For information only · Important disclosures

Grades vs sector

Momentum
25th percentile in sector
D+
12-1 return: -3.0%
Percentile within its GICS sector across the S&P 1500.
Growth
14th percentile in sector
D-
Revenue growth (YoY): +0.6%
Percentile within its GICS sector across the S&P 1500.
Value
89th percentile in sector
A
Forward E/P: 14.2% · EBITDA/EV: –
Percentile within its GICS sector across the S&P 1500.
Profitability
79th percentile in sector
B+
Profit margin: +35.5% · Return on equity: +20.8%
Percentile within its GICS sector across the S&P 1500.
Revisions
Not enough data yet
–
EPS estimate change, 30 days (current FY): –
30-day change in analysts' current-year EPS estimate; graded across covered stocks.

Systematic Models

Not held by any of our 7 live models right now.

Quality Growth
Outside this model's universe or screens
 Momentum Top 15
ranked 251 of 499 · 12-month momentum 10.3%
 Momentum Blend
Not in the current book
 New Highs Growth
Outside this model's universe or screens
 SURVYR. Barbell Momentum & T-Bill Shield
Outside this model's universe or screens
 SURVYR. Physical AI Grid & Power
Outside this model's universe or screens
 SURVYR. Long Book
Not in the current book

Earnings & events

SYF earningsReported Oct 19, 2026▲ Above estimates
Results · After the close
EPS actual$2.68
EPS estimate$2.40
Surprise+11.4%
RevenueNot in our data yet

Revenue for this quarter is not in our data yet. It arrives with the quarterly filing.

Next report
Tue Jan 26, 2027Before the open
EPS consensus$1.98
Revenue consensus–
Last 4 quarters · EPS vs estimate
Oct 19, 2026$2.68est $2.40+11.4%Above estimates
Jul 21, 2026$2.59est $2.13+21.9%Above estimates
Apr 21, 2026$2.27est $2.16+5.1%Above estimates
Jan 27, 2026$2.18est $2.02+7.8%Above estimates

In line = within 1% of the estimate.

Source: Yahoo Finance · refreshed 2026-10-26 18:43:48 ET
25-0125-0425-0725-1026-0126-0426-0726-100.002.86
EstimateActual (beat)Actual (miss)

News & catalysts

More news
FirstEnergy Takes Over #352 Spot From Synchrony Financial
Nasdaq · Oct 21
With a Fed Decision a Week Away, Lenders Show How Borrowers Are Handling Higher Rates
CNW Group · Oct 21
Synchrony (SYF) Q3 2026 Earnings Call Transcript
Nasdaq · Oct 20
American Express (AXP): Will Young Cardholders Become Its Most Valuable Customers?
Insider Monkey · Oct 20
Synchrony Financial Q3 26 Earnings Conference Call At 8:00 AM ET
Nasdaq · Oct 20
Insider trades
Casellas Alberto
See remarks · 2026-08-13
Sell
$436.5K
Coviello Arthur W Jr
Director · 2026-08-03
Sell
$308.7K
Gentleman Courtney
See remarks · 2026-08-03
Sell
$55.3K
Owens Darrell
See remarks · 2026-08-03
Sell
$46.8K
None
None · None
Sell
–
None
None · None
Sell
–
None
None · None
Sell
–
None
None · None
Sell
–
None
None · None
Sell
–
None
None · None
Sell
–
None
None · None
Sell
–
None
None · None
Sell
–

Stats refreshed 2026-10-26 18:43:48 ET from Yahoo Finance (yfinance). "–" means the data isn't available. Refresh now

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Systematic research · Not investment advice · Hypothetical unless marked Live · Data: Yahoo Finance (15-min delayed), SEC EDGAR, House Clerk · Important disclosures · Contact desk@coteau.app

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Coteau 0.9 · Oct 21, 2026