TWLO

Twilio Inc.

$254.56

−$9.09 (3.45%)Oct 27 close

Information TechnologyS&P 500 Compare Technicals

Model valuationLooks expensiveDCF base $165

1M 3M 6M 1Y 2Y

TWLOSPY

Wall St. Highest PT $335.00 (+31.6%) Wall St. Avg PT $270.64 (+6.3%)

Underwater Drawdown %Max DD -24.7%Current -15.5%

Relative Strength vs SPY+108.8% vs SPYOutperforming

−$4.13 (1.60%)

−$21.24 (7.70%)

+$60.23 (30.99%)

+$112.40 (79.07%)

YTD

+$112.32 (78.97%)

+$140.07 (122.34%)

Chart

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Ratings & dials

1m · 5m · 15m · 1h · 4h · 1D

Analyst & Morningstar ratings

Consensus · Targets · Morningstar

Wall Street analyst consensus

Buy

31 analysts · mean score 1.68

1 = Strong Buy · 5 = Sell

Strong Buy1961%

Buy619%

Hold413%

Underperform13%

Sell13%

Wall Street consensus · as of Oct 21, 2026

Analyst price targets

Current price$254.56

Average target$272.37

+$17.81 (+7.0%) upsideaverage target vs current price

CurrentAverageMedian

Low$165.00

Median$275.00

High$335.00

12-month Wall Street target range · as of Oct 21, 2026

Third-party ratings, not SURVYR.'s views.

Health check

Financial health

Safe zone

Altman Z-score 13.3

Above 2.99 is the safe zone, below 1.81 the distress zone.

Quality

Average

Piotroski F-score 6 of 9

See the tests

✓Positive net income
✓Positive operating cash flow
✓Return on assets improved
✓Cash flow above net income
✗Long-term debt / assets fell
✗Current ratio improved
✓No share dilution
✗Gross margin improved
✓Asset turnover improved

Computed by SURVYR. from the company's SEC filings (latest balance sheet Jun 30, 2026). Descriptive, not a forecast.

Key stats & company

Market value$41.2B

P/E (last 12 months)37.1

P/E (next 12 months, estimated)39.5

52-week range$105.00 – $308.40

Revenue growth (latest quarter vs a year ago)+22.0%

Dividend yieldNo dividend

Analyst consensusBuy (29)

Average analyst price target$270.64 (+6%)

What they do

Twilio Inc. provides customer engagement platform solutions in the United States and internationally. The company provides various application programming interfaces and software solutions for communications between customers and end users, including messaging, voice. It also offers software products to build direct and personalized relationships with their end users, such as Segment.

Technology · Software - Infrastructure

Valuation and fundamentals

Valuation & fundamentals

Bottom line

Looks expensive

Model read-out from the numbers below, not advice. Score -3 (DCF counts double).

▼DCF (base case)below the price by 35%

▼Forward P/E vs sector39.5x vs median 17.3x

•Piotroski F-score6/9

▲Altman Z13.3 (safe)

▲Net debt / EBITDA-3.7x

•Analyst target+6% (29 analysts)

Discounted cash flow

Bear

$105

-59%

growth 10% · disc. 12.0% · term. 2.0%

Base

$165

-35%

growth 16% · disc. 11.0% · term. 2.5%

Bull

$241

-5%

growth 20% · disc. 10.0% · term. 3.0%

A DCF starts from trailing free cash flow, so it can overstate value if the last 12 months were unusually strong (or weak). Use the bear case or edit the starting cash flow if so.

Reverse DCFfor context, not a signal

Today's price assumes free cash flow grows about 19% a year for 10 years.

Implied

+19%/yr

FCF, last 3 yrs

n/a

FCF, last 5 yrs

>150%/yr

Revenue, last 3 yrs

+10%/yr

Revenue, last 5 yrs

+24%/yr

Same inputs as the DCF above: trailing free cash flow 1.0B, 11.0% discount rate, 2.5% growth after year 10, net cash and today's share count. Actual growth rates are compound annual rates from SEC annual filings through FY2025; "n/a" means too little history or a negative starting year.

Edit assumptions · recalculates instantly

Your value per share–

Free cash flow = operating cash flow − capital spending, trailing 12 months (TTM to 2026-06-30). Growth default: average of 3-year revenue CAGR and latest revenue growth, capped at 30%. Years 6–10 fade linearly to terminal growth. Discount rate = 4.25% risk-free assumption + beta 1.36 × 5% equity premium, kept within 7–13%. Bear: lower growth, +1 pt discount, 2% terminal. Bull: higher growth, −1 pt, 3%.

Multiples vs Information Technology

P/E (trailing)

sector median 35.4× · 54th pct

37.1×
pricier

Forward P/E

sector median 17.3× · 93rd pct

39.5×
pricier

EV / EBITDA

sector median 20.3× · 93rd pct

88.0×
pricier

Price / sales

sector median 4.8× · 66th pct

7.4×
pricier

Price / book

sector median 5.2× · 44th pct

4.6×
cheaper

FCF yield

sector median 3.6% · 39th pct

2.5%
pricier

Forward EPS $6.80 vs trailing $7.23 (-6% expected growth). Forward P/E uses analysts' next-12-month estimate.

Backlog (remaining performance obligations)

RPO

$138.2M

as of 2026-06-30

vs a year ago

-13%

YoY

× TTM revenue

0.02×

coverage

24-09

24-12

25-03

25-06

25-09

25-12

26-03

26-06

Contracted revenue not yet recognized, from SEC filings (XBRL tag RevenueRemainingPerformanceObligation).

Quality & financial health

Gross margin

48.5%

Operating margin

5.2%

FCF margin

18.3%

Net margin

20.6%

Return on equity

12.8%

Return on invested capital

4.0%

Net debt / EBITDA

-3.7×

Current ratio

4.6×

Interest cover

–

Cash conversion (OCF/NI)

0.9×

Piotroski F-score 6/9 · last two fiscal years

✓ Positive net income✓ Positive operating cash flow✓ Return on assets improved✓ Cash flow above net income✗ Long-term debt / assets fell✗ Current ratio improved✓ No share dilution✗ Gross margin improved✓ Asset turnover improved

Altman Z-score 13.3 (safe zone; above 3.0 = safe, below 1.8 = distress). Not meaningful for banks and insurers.

Analysts

Mean target

$271

+6%

Analysts

Buy

Range

$165–$335

low – high

● price · ◆ mean target

Annual history

FY	Revenue	Net income	Free cash flow
2025	$5.1B	$33.8M	$1.0B
2024	$4.5B	$-109.4M	$716.2M
2023	$4.2B	$-1.0B	$414.8M
2022	$3.8B	$-1.3B	$-254.4M
2021	$2.8B	$-949.9M	$-104.2M
2020	$1.8B	$-491.0M	$6.8M

From the company's 10-K filings via SEC XBRL. 3-year revenue CAGR +9.8%.

For information only · Important disclosures

Grades vs sector

Momentum

86th percentile in sector

A-

12-1 return: +116.8%
Percentile within its GICS sector across the S&P 1500.

Growth

64th percentile in sector

B-

Revenue growth (YoY): +22.0%
Percentile within its GICS sector across the S&P 1500.

Value

8th percentile in sector

D-

Forward E/P: 2.8% · EBITDA/EV: 1.4%
Percentile within its GICS sector across the S&P 1500.

Profitability

62nd percentile in sector

B-

Profit margin: +20.6% · Return on equity: +13.5%
Percentile within its GICS sector across the S&P 1500.

Revisions

Not enough data yet

–

EPS estimate change, 30 days (current FY): –
30-day change in analysts' current-year EPS estimate; graded across covered stocks.

Systematic Models

Held by 1 of 7 live models: Momentum Top 15.

Momentum Top 15

6.7% of the book · ranked 15 of 499

Held Quality Growth

Outside this model's universe or screens

Momentum Blend

Not in the current book

New Highs Growth

ranked 11 of 589 · 12-month momentum 125.9%

SURVYR. Barbell Momentum & T-Bill Shield

Outside this model's universe or screens

SURVYR. Physical AI Grid & Power

Outside this model's universe or screens

SURVYR. Long Book

Not in the current book

Why it's in the Momentum Top 15 #15 of 499

Qualified on 12-1 momentum of +135.4% (its gain from 12 months to 1 month before 2026-09-30). Ranked 15th of 499 at the 2026-09-30 rebalance.

What would knock it out: Drops out if it falls outside the top 15 at the next rebalance (Oct 30). In the latest preview (2026-10-26) it ranks 17th.

Earnings & events

TWLO earningsNext report in 2 days

Next report · quarter Sep 2026

Thu Oct 29, 2026After the close

EPS consensus$1.47

Revenue consensus–

Last 4 quarters · EPS vs estimate

Aug 6, 2026$1.47est $1.32+11.1%Above estimates

Apr 30, 2026$1.50est $1.27+18.0%Above estimates

Feb 12, 2026$1.33est $1.23+8.2%Above estimates

Oct 30, 2025$1.25est $1.07+17.0%Above estimates

In line = within 1% of the estimate.

EstimateActual (beat)Actual (miss)

News & catalysts

More news

1 S&P 500 stock with exciting potential and 2 facing challenges

StockStory · Oct 23

Twilio reiterated as large-cap software top pick by BTIG

Investing.com · Oct 20

What Is Twilio’s (TWLO) Economic Moat, and Is It Widening or Narrowing?

Insider Monkey · Oct 20

Sandisk, Datadog, Amazon Lead S&P 500 As AI Stocks Rebound

Investor's Business Daily · Oct 19

Earnings Upgrades Put Twilio Stock In Focus

Simply Wall St. · Oct 17